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                  Reasons to Rent a Home Instead of Buying

                  by Ian Williams
                  October 7, 2019
                  in Finance, Home & Garden, Lifestyle
                  Reading Time: 3 mins read
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                  Housing prices are rising, many are having second thoughts about buying their dream home. Instead, renting a house with a backyard, or a condo in a trendy area, is looking more and more attractive. A growing number of poeple happily renting even if they can afford to buy.

                  Renting a home is cheaper than buying

                  You can save a lot of money by renting. Rental costs are often lower than a monthly mortgage. You could pay the same or more to rent a large home than you would if you owned it.

                  By renting, you don’t have to worry about property taxes or fixing the heat if the furnace breaks down. It’s the additional costs that drive homeowners nuts. If the roof starts leaking, call the landlord.

                  You will be able to get into a better area

                  Nicer areas come with more expensive houses. For many of us, it’s hard to buy a house a trendy locale. Since the homes are just too pricy. Renting allows people to live in a hot spot for a part of the homeownership costs.

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                  If you want to live in a sought-after condo, for instance, not only will you not have to pay the hefty mortgage payment, but you may not have to cover the expensive condo fees either.

                  Less stressed about money

                  There is a lot that goes into buying a home. Such as the down payment, mortgage payments, property tax, insurance, maintenance fees for home and expensive closing costs. There are costs to maintain being a homeowner.

                  You need to have a large emergency fund to pay for sudden repairs unless you want to be the statistic that puts it on the line of credit or credit card because you didn’t prepare and are now swimming in debt. So, it is easier and more stress-free by renting a home rather than buying.

                  Rent house is better than buying

                  You can move more easily

                  Moving can be a complicated and potentially expensive prospect for homeowners. Homeowners frequently must do repairs before putting their house on the market and real estate agent fees eat into potential returns.

                  Renters don’t have to worry about any of this. After the lease is up, they’re free to live somewhere else. The only costs they must cover are the movers.

                  Less economic worries

                  If the real estate market does crash, as a renter you have nothing to worry about. It’s homeowners who bought their house to fund their retirement that will be sweating.

                  You’ll continue paying your monthly rent as is. It doesn’t bother to you if the place you’re living in is going to affect the landlord’s nest egg.

                  There are two possible downsides to renting during a real estate crash: Housing prices may fall so much that renting may become more expensive than homeownership. If it gets to that point, you may then want to consider buying. Or, the landlord may try to raise rents to make up for the lost value. In that case, start looking around.

                  Renting can make a lot of sense; you still need to save the money you’re not spending on homeownership. Renting may be the way to go in today’s economy.

                  Read about our article about Simple tips to Save Your Money to save money and achieve financial goals in life.

                  Tags: Money and FinanceRent Home
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